Social security allows in France to have a certain number of reimbursed treatments. However, it is not sufficient to cover all expenses. Thus, in the event of hospitalization, long-term illness or even specific treatment, the complementary will allow you better care. The mutual health insurance allows complete refunds of social security thus having less to pay out of his pocket when the time comes. Social security covers only part of the medicines and medical care. The remaining part will remain the responsibility of the patient, except in the case of subscription to a mutual. Information on the subject can be found on Zobuz. You will be able to calculate the reimbursement rate on conventional procedures (consultation with the attending physician, consultation with a dentist, etc.) but also on more specific services (installation of a ceramic crown, radiology, operation, etc.) . Depending on your needs and your age, you can opt for the health coverage that suits you best and make real savings. Depending on the plan chosen, your insurance may cover all members of your family and thus avoid multiplying contracts. You will also be able to benefit, most of the time, from third-party payment which will allow you not to advance the funds before reimbursement. So, after your visit to the pharmacy for example, you will leave with your medication without having to pay a penny.
A complementary health for all needs
Whether you are not very sick or you are regularly followed by different specialists, the mutual health insurance will allow you not to worry about the financial aspect in case of illness. Indeed, medical care and medicines can be very expensive and social security will only take part of it. To choose the best supplement, it is essential to take into account the amasser consumer opinion. This will allow you to make an informed choice, based on your needs and those of your family. The mutual fund may also cover certain expenses that are not covered by social security, such as appointments with the osteopath or the nutritionist for example. Some mutual also reimburse, up to a certain amount, drugs that are not covered by social security at all (drugs without medical prescription in particular). You can then follow up on your statements with the account of your services and thus see the real savings made depending on care.
A complementary health for all needs
Optical, dental reimbursements, hospitalization, there is always a good reason to subscribe to a mutual health insurance. It is important to anticipate them so as not to be caught off guard in the event of a health problem. To compare the different mutual according to the annual health expenses for a family, amasser insurance broker help you to. You will then be able to request quotes to be able to commit yourself in complete transparency. You just have to pay a contribution which will allow you to be reimbursed later, according to the formula for which you have opted. Indeed, each supplement offers different levels of coverage at variable rates. It is therefore important to compare well to be able to make the right choice between the different providers and between the different formulas and that they offer
Peter Beaumont is a senior reporter on the Guardian’s Global Development desk. He has reported extensively from conflict zones including Africa, the Balkans and the Middle East and is the author of The Secret Life of War: Journeys Through Modern Conflict. Email: peter@thehearus.com
